Buy Now and Pay Over Time !*

At American Air, Plumbing & Electric, we know life doesn’t always wait for payday, especially when your AC taps out mid-July or a pipe decides to throw a tantrum. That’s why we offer easy, flexible financing that won’t break the bank or your spirit.

Whether you’re upgrading to a shiny new Rheem system or finally fixing that “it’s fine, really” plumbing issue, we’ve got financing options that fit your life, not the other way around. You call the shots and we just make it affordable.

Let’s break it down, shall we?

Flexible Financing Options Through Hearth

At American Air, Plumbing & Electric, we believe comfort and safety shouldn’t have to wait. That’s why we’ve partnered with Hearth to bring you simple, flexible financing options for any HVAC, plumbing, or electrical project.

Through Hearth, you’ll have access to three great financing choices, all in one quick application:

•  0% APR Credit Card – Perfect for smaller projects or short-term financing with promotional interest-free periods.
• Personal Loan – Fixed monthly payments with no prepayment penalties, available for a wide range of credit scores.
• HELOC (Home Equity Line of Credit) – Tap into your home’s equity for larger improvements and long-term savings.

Hearth works with 17 trusted lending partners to help you find the best rates and payment terms available without affecting your credit score when you check your options.

• Quick, secure online application
• No home equity required for personal loans
• Pre-qualify in minutes
• Funds available fast

How It Works

1. Click “Check My Rates” to get started.
2. Answer a few quick questions, no impact on your credit.
3. Compare personalized options from up to 17 lenders.
4. Choose the plan that fits your budget and get started on your project today!

Financing your comfort has never been easier. Whether it’s a new HVAC installation, repiping, or electrical upgrade, Hearth helps make it affordable, so you can enjoy a safer, more comfortable home today.

Why You’ll Love Our Financing Options (Yes, Really!):

• Fast, Effortless Approval: Who has time for long, drawn-out applications? Our process is quick, simple, and nearly instant. Apply online and know your status in minutes.
  It’s that easy.
• A Payment Plan That’s Just Right for You: No cookie-cutter solutions here. You’ll find a flexible plan that fits your needs, whether it’s low monthly payments or a longer-term option.
• Zero Hidden Fees: Transparency is key. What you see is what you get and no surprise fees or crazy charges. Just honest financing with no fine print.
• Multiple Lenders to Choose From: We work with a variety of top lenders, giving you the freedom to pick the plan that feels right. There’s no one-size-fits-all approach at American Air, Plumbing & Electric we give you options.
• No Prepayment Penalties: Want to pay off your balance early? Go for it! There are no penalties for doing so. You’ll have total control of your payments.